{\footnotesize \begin{tabular}{l c c c c c c c c c c c c} \hline \toprule         & \multicolumn{5}{c}{\textbf{9-16 Quarters (3-4 Years) After Filing}} &         & \multicolumn{5}{c}{\textbf{17-24 Quarters (5-6 Years) After Filing}} \\
\cmidrule{2-6} \cmidrule{8-12}
& All & Cook & NY & Female & Black & & All & Cook & NY & Female & Black \\
& (1) & (2) & (3) & (4) & (5) & & (6) & (7) & (8) & (9) & (10) \\
\cmidrule{2-6} \cmidrule{8-12}
\textbf{\underline{Housing outcomes:}} & \multicolumn{11}{l}{ }     \\
~~Not at eviction address:  & 162,540 & 110,000 & 52,540 & 112,102 & 110,786 &                                                                  & 134,428 & 101,000 & 33,428 & 90,423 & 91,197 \\
\multicolumn{12}{l}{ } \\
~~Neighborhood poverty rate:        & 129,327 & 86,500 & 42,827 & 82,906 & 81,913 &                                                                  & 105,182 & 80,500 & 24,682 & 68,162 & 69,440 \\
\multicolumn{12}{l}{ } \\
~~Emergency shelter:        & 169,500 & 40,500 & 129,000 & 116,327 & 101,553 &                                                          & 122,925 & 53,500 & 69,425 & 82,051 & 75,314 \\
\multicolumn{12}{l}{ } \\
~~Any homelessness services:        & 169,500 & 40,500 & 129,000 & 116,327 & 101,553 &                                                                         & 122,925 & 53,500 & 69,425 & 82,051 & 75,314 \\
\midrule
\textbf{\underline{Labor market outcomes:}} & \multicolumn{11}{l}{ } \\
~~Earnings:         & 298,552 & 201,000 & 97,552 & 195,414 & 198,063 &                                          & 227,845 & 161,000 & 66,845 & 148,576 & 153,018 \\
\multicolumn{12}{l}{ } \\
~~Employment:       & 303,552 & 206,000 & 97,552 & 197,414 & 200,063 &                                         & 232,845 & 166,000 & 66,845 & 150,576 & 156,018 \\
\midrule
\textbf{\underline{Financial distress outcomes:}}  & \multicolumn{11}{l}{ } \\
~~Financial health index:   & 306,223 & 134,984 & 171,239 &   &  &                                                                  & 197,230 & 113,385 & 83,845 &   &  \\
\multicolumn{12}{l}{ } \\
~~Credit score:     & 317,515 & 146,276 & 171,239 &   &  &                                                  & 207,559 & 123,714 & 83,845 &   &  \\
\multicolumn{12}{l}{ } \\
~~No open revolving account:        & 318,486 & 147,250 & 171,236 & &  &                                                                          & 208,740 & 124,898 & 83,842 & &  \\
\multicolumn{12}{l}{ } \\
~~Total balance: collections and    & 306,658 & 135,419 & 171,239 & &  &                                                                          & 197,759 & 113,914 & 83,845 &  &  \\
\multicolumn{12}{l}{~~delinquencies: } \\
~~Any auto loan or lease:   & 318,489 & 147,250 & 171,239 & &  &                                                                  & 208,743 & 124,898 & 83,845 & &  \\
\bottomrule \\
\end{tabular} }
